Comfort Now,
Pay Over Time
See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.
Hearth Makes It Easy to Find Monthly Payment Options
Find convenient monthly payment options for your project, with:
- Loan amounts up to $250,000
- Affordable monthly payment options
- Funding within 1-3 days
- No prepayment penalties
- No home equity required
See Your Monthly Payment Options
Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.
Common Financing Questions
Does applying affect my credit score?
No. Checking your personalized payment options through Hearth uses a soft credit pull, which does not affect your credit score.
What if I already have financing with another lender?
That's fine — you're welcome to compare your options. There's no obligation to proceed with a Hearth loan after you see your rates.
Which services can I finance?
Most installation and system replacement projects qualify. Give us a call if you’re not sure whether your specific project is eligible.
What happens after I’m approved?
Once approved, you’ll choose a payment plan that works for you, and we’ll schedule your service. Funding typically completes within 1-3 days.
Ready to Get Started?
Apply now and see your personalized payment options in minutes.